:root{
  --ihrm-navy:#061B4E;
  --ihrm-deep:#020B22;
  --ihrm-blue:#003A8C;
  --ihrm-royal:#0B4FA3;
  --ihrm-crimson:#E3343A;
  --ihrm-red-dark:#B91C2B;
  --ihrm-gold:#D7A84B;
  --ihrm-sky:#EAF4FF;
  --ihrm-soft-blue:#F5F9FF;
  --ihrm-ink:#101828;
  --ihrm-muted:#667085;
  --ihrm-border:#D9E2F2;
  --ihrm-white:#FFFFFF;
  --shadow-soft:0 18px 45px rgba(2,11,34,.13);
  --shadow-card:0 14px 35px rgba(6,27,78,.12);
  --radius-xl:30px;
  --radius-lg:22px;
  --radius-md:16px;
  --max:1180px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
  color:var(--ihrm-ink);
  background:#fff;
  line-height:1.65;
  text-rendering:optimizeLegibility;
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
button,input,select,textarea{font:inherit}
.container{width:min(var(--max),calc(100% - 32px));margin-inline:auto}
.narrow{max-width:880px;margin-inline:auto}
.skip-link{position:absolute;left:16px;top:-80px;z-index:9999;background:#fff;color:var(--ihrm-navy);padding:10px 14px;border-radius:10px;box-shadow:var(--shadow-card);font-weight:800}
.skip-link:focus{top:14px}
.scroll-progress{position:fixed;top:0;left:0;height:4px;width:0;background:linear-gradient(90deg,var(--ihrm-crimson),var(--ihrm-gold));z-index:9999}

.topbar{
  background:linear-gradient(90deg,var(--ihrm-deep),var(--ihrm-navy));
  color:#fff;
  font-size:14px;
  border-bottom:1px solid rgba(255,255,255,.1);
}
.topbar .container{display:flex;justify-content:space-between;gap:16px;align-items:center;padding:8px 0;flex-wrap:wrap}
.topbar a{opacity:.95;display:inline-flex;align-items:center;gap:8px}
.topbar a:hover{opacity:1;color:#fff}

.site-header{
  position:sticky;top:0;z-index:1000;
  background:rgba(255,255,255,.92);
  backdrop-filter:blur(16px);
  border-bottom:1px solid rgba(217,226,242,.85);
  box-shadow:0 12px 28px rgba(2,11,34,.06);
}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:86px}
.brand{display:flex;align-items:center;gap:12px;font-weight:900;color:var(--ihrm-navy);letter-spacing:-.02em;min-width:260px}
.brand img{width:60px;height:60px;object-fit:contain;filter:drop-shadow(0 8px 14px rgba(6,27,78,.12))}
.brand span{line-height:1.1;max-width:220px}
.nav{display:flex;gap:4px;align-items:center;justify-content:center;flex:1}
.nav a{font-size:14px;font-weight:800;color:#1f2a44;padding:12px 10px;border-radius:999px;transition:.2s ease}
.nav a:hover,.nav a[aria-current="page"]{background:var(--ihrm-sky);color:var(--ihrm-royal)}
.header-actions{display:flex;align-items:center;gap:10px}
.menu-toggle{display:none;width:46px;height:46px;border:1px solid var(--ihrm-border);background:#fff;border-radius:14px;position:relative;cursor:pointer}
.menu-toggle span,.menu-toggle span::before,.menu-toggle span::after{content:"";position:absolute;left:12px;right:12px;height:2px;background:var(--ihrm-navy);border-radius:2px;transition:.2s ease}
.menu-toggle span{top:22px}.menu-toggle span::before{top:-8px;left:0;right:0}.menu-toggle span::after{top:8px;left:0;right:0}
.menu-toggle[aria-expanded="true"] span{background:transparent}.menu-toggle[aria-expanded="true"] span::before{transform:translateY(8px) rotate(45deg)}.menu-toggle[aria-expanded="true"] span::after{transform:translateY(-8px) rotate(-45deg)}

.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:999px;padding:13px 20px;font-weight:900;border:1px solid transparent;cursor:pointer;transition:.2s ease;text-align:center;line-height:1.15}
.btn-primary{background:linear-gradient(135deg,var(--ihrm-crimson),var(--ihrm-red-dark));color:#fff;box-shadow:0 16px 28px rgba(227,52,58,.22)}
.btn-primary:hover{transform:translateY(-1px);box-shadow:0 18px 34px rgba(227,52,58,.29)}
.btn-secondary{background:#fff;color:var(--ihrm-navy);border-color:rgba(6,27,78,.16);box-shadow:0 12px 28px rgba(6,27,78,.09)}
.btn-secondary:hover{transform:translateY(-1px);border-color:var(--ihrm-royal);color:var(--ihrm-royal)}
.btn-light{background:#fff;color:var(--ihrm-navy);box-shadow:0 12px 28px rgba(2,11,34,.12)}
.btn-wide{width:100%}

.breadcrumb{background:linear-gradient(180deg,#fff,var(--ihrm-soft-blue));border-bottom:1px solid var(--ihrm-border);font-size:14px;color:var(--ihrm-muted)}
.breadcrumb .container{display:flex;gap:10px;align-items:center;padding:12px 0;flex-wrap:wrap}
.breadcrumb a{font-weight:800;color:var(--ihrm-royal)}

.hero{
  position:relative;
  overflow:hidden;
  background:
    radial-gradient(circle at 18% 8%,rgba(227,52,58,.26),transparent 23%),
    radial-gradient(circle at 82% 18%,rgba(11,79,163,.45),transparent 29%),
    linear-gradient(135deg,var(--ihrm-deep),var(--ihrm-navy) 42%,#092b71);
  color:#fff;
  isolation:isolate;
}
.hero::before{
  content:"";position:absolute;inset:0;opacity:.22;z-index:-1;
  background-image:
    linear-gradient(rgba(255,255,255,.12) 1px,transparent 1px),
    linear-gradient(90deg,rgba(255,255,255,.12) 1px,transparent 1px),
    radial-gradient(circle at 65% 45%,transparent 0 10%,rgba(255,255,255,.1) 10.2% 10.5%,transparent 10.7% 20%,rgba(255,255,255,.08) 20.2% 20.5%,transparent 20.7% 31%,rgba(255,255,255,.06) 31.2% 31.5%,transparent 31.7%);
  background-size:70px 70px,70px 70px,760px 760px;
  background-position:center;
}
.hero::after{content:"";position:absolute;left:-10%;right:-10%;bottom:-68px;height:142px;background:linear-gradient(90deg,rgba(227,52,58,.9),rgba(11,79,163,.7));transform:rotate(-2.2deg);filter:blur(.1px);opacity:.55}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.08fr) 420px;gap:34px;align-items:center;min-height:620px;padding:92px 0 108px;position:relative;z-index:2}
.eyebrow{display:inline-flex;align-items:center;gap:10px;text-transform:uppercase;letter-spacing:.16em;font-size:12px;font-weight:950;color:var(--ihrm-crimson);margin:0 0 14px}
.hero .eyebrow{color:#ffd2d5}
.eyebrow::before{content:"";width:34px;height:2px;background:currentColor;border-radius:999px}
.hero h1{font-size:clamp(42px,5.8vw,78px);line-height:.98;margin:0 0 22px;letter-spacing:-.055em;max-width:900px}
.hero p{font-size:clamp(17px,2vw,21px);max-width:760px;color:rgba(255,255,255,.86);margin:0 0 24px}
.hero .button-row{display:flex;gap:14px;flex-wrap:wrap;margin:28px 0 18px}
.hero-badges{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}
.hero-badges span{border:1px solid rgba(255,255,255,.22);background:rgba(255,255,255,.08);padding:8px 12px;border-radius:999px;font-size:13px;font-weight:800;color:#fff;backdrop-filter:blur(12px)}

.form-preview-card{
  background:linear-gradient(160deg,rgba(255,255,255,.14),rgba(255,255,255,.07));
  border:1px solid rgba(255,255,255,.20);
  border-radius:34px;
  padding:28px;
  box-shadow:0 30px 80px rgba(0,0,0,.22);
  backdrop-filter:blur(18px);
}
.preview-logo{width:88px;height:88px;object-fit:contain;margin-bottom:18px;filter:drop-shadow(0 10px 18px rgba(0,0,0,.22))}
.form-preview-card h2{font-size:30px;line-height:1.1;margin:0 0 12px;color:#fff;letter-spacing:-.03em}
.form-preview-card p{font-size:15px;margin:0 0 18px;color:rgba(255,255,255,.79)}
.preview-list{display:grid;gap:12px;margin:20px 0 0;padding:0;list-style:none}
.preview-list li{display:grid;grid-template-columns:34px 1fr;gap:10px;align-items:start;color:#fff;font-weight:800;font-size:14px}
.preview-list li span:first-child{width:34px;height:34px;border-radius:12px;display:grid;place-items:center;background:rgba(215,168,75,.18);color:var(--ihrm-gold);border:1px solid rgba(215,168,75,.32)}

.section{padding:92px 0}
.section-muted{background:linear-gradient(180deg,var(--ihrm-soft-blue),#fff)}
.section-heading{max-width:760px;margin-bottom:34px}
.section-heading.center{text-align:center;margin-inline:auto}.section-heading.center .eyebrow{justify-content:center}.section-heading.center .eyebrow::before{display:none}
.section h2{font-size:clamp(30px,4vw,48px);line-height:1.08;margin:0 0 16px;color:var(--ihrm-navy);letter-spacing:-.04em}
.section h3{color:var(--ihrm-navy);line-height:1.2;letter-spacing:-.02em}
.section p{color:var(--ihrm-muted)}
.direct-answer-card{border-radius:var(--radius-xl);padding:30px;background:#fff;border:1px solid var(--ihrm-border);box-shadow:var(--shadow-card);display:grid;grid-template-columns:1fr auto;gap:20px;align-items:center}
.direct-answer-card p{margin:0}.direct-answer-card strong{color:var(--ihrm-navy)}

.audit-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:28px}
.audit-card{background:#fff;border:1px solid var(--ihrm-border);border-radius:20px;padding:20px;box-shadow:0 12px 24px rgba(6,27,78,.08)}
.audit-card span{display:inline-grid;place-items:center;width:42px;height:42px;border-radius:14px;background:var(--ihrm-sky);color:var(--ihrm-royal);font-weight:1000;margin-bottom:12px}.audit-card h3{margin:0 0 8px}.audit-card p{margin:0;font-size:14px}

.form-layout{display:grid;grid-template-columns:minmax(0,1fr) 360px;gap:28px;align-items:start}
.application-shell{background:#fff;border:1px solid var(--ihrm-border);border-radius:34px;box-shadow:var(--shadow-soft);overflow:hidden}
.form-head{padding:28px;background:linear-gradient(135deg,var(--ihrm-navy),var(--ihrm-royal));color:#fff;display:grid;grid-template-columns:1fr auto;gap:18px;align-items:center}
.form-head h2{margin:0;color:#fff;font-size:30px}.form-head p{margin:8px 0 0;color:rgba(255,255,255,.8)}
.form-status{display:none;margin:18px 28px 0;padding:14px 16px;border-radius:14px;font-weight:800}.form-status.success{display:block;background:#ECFDF3;color:#027A48;border:1px solid #ABEFC6}.form-status.error{display:block;background:#FFF1F3;color:#B42318;border:1px solid #FECDD6}
.membership-form{padding:28px}.form-progress{height:10px;background:var(--ihrm-soft-blue);border-radius:999px;overflow:hidden;margin-bottom:24px}.form-progress span{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--ihrm-crimson),var(--ihrm-gold));transition:.25s ease}
fieldset{border:1px solid var(--ihrm-border);border-radius:24px;padding:24px;margin:0 0 22px;background:linear-gradient(180deg,#fff,var(--ihrm-soft-blue))}
legend{font-size:20px;font-weight:950;color:var(--ihrm-navy);padding:0 8px;letter-spacing:-.02em}
.field-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.field-grid.three{grid-template-columns:repeat(3,1fr)}.field-grid .full{grid-column:1/-1}
.form-field{display:grid;gap:7px}.form-field label{font-weight:900;color:#23314f;font-size:14px}.form-field small{color:var(--ihrm-muted);font-size:12px;line-height:1.35}.required{color:var(--ihrm-crimson);font-weight:1000}
input,select,textarea{width:100%;border:1px solid #ccd7ea;border-radius:15px;padding:13px 14px;background:#fff;color:var(--ihrm-ink);outline:none;transition:.2s ease;box-shadow:0 1px 0 rgba(6,27,78,.02)}
textarea{min-height:130px;resize:vertical}
input:focus,select:focus,textarea:focus{border-color:var(--ihrm-royal);box-shadow:0 0 0 4px rgba(11,79,163,.12)}
input[type="file"]{padding:10px;background:#fff}.check-grid{display:grid;gap:12px}.checkbox-card{display:grid;grid-template-columns:22px 1fr;gap:12px;align-items:start;padding:14px;border:1px solid var(--ihrm-border);background:#fff;border-radius:16px}.checkbox-card input{width:20px;height:20px;margin-top:2px;accent-color:var(--ihrm-royal)}.checkbox-card label{font-weight:800;color:#1f2a44;font-size:14px}.checkbox-card p{margin:4px 0 0;font-size:13px;line-height:1.45;color:var(--ihrm-muted)}
.interest-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.interest-option{display:flex;gap:9px;align-items:center;padding:12px;border:1px solid var(--ihrm-border);border-radius:15px;background:#fff;font-weight:800;color:#263657;font-size:14px}.interest-option input{width:18px;height:18px;accent-color:var(--ihrm-crimson)}
.hidden-field{position:absolute!important;left:-9999px!important;opacity:0!important;width:1px!important;height:1px!important}
.form-actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap;padding-top:8px}.form-note{margin:12px 0 0;color:var(--ihrm-muted);font-size:13px}.error-message{color:#B42318;font-size:13px;font-weight:800;min-height:18px}

.side-card{position:sticky;top:110px;background:linear-gradient(180deg,#fff,var(--ihrm-soft-blue));border:1px solid var(--ihrm-border);box-shadow:var(--shadow-card);border-radius:28px;padding:22px}.side-card+.side-card{margin-top:18px}.side-card h3{margin:0 0 10px}.side-card p{font-size:14px;margin:0 0 12px}.side-list{list-style:none;margin:0;padding:0;display:grid;gap:10px}.side-list li{display:flex;gap:10px;align-items:flex-start;color:#344054;font-size:14px}.side-list li::before{content:"✓";display:grid;place-items:center;flex:0 0 24px;width:24px;height:24px;border-radius:50%;background:rgba(11,79,163,.1);color:var(--ihrm-royal);font-weight:1000}.contact-mini a{display:block;color:var(--ihrm-royal);font-weight:900;margin:6px 0}.warning-card{background:linear-gradient(135deg,var(--ihrm-deep),var(--ihrm-navy));color:#fff}.warning-card h3{color:#fff}.warning-card p,.warning-card li{color:rgba(255,255,255,.8)}.warning-card .side-list li::before{background:rgba(227,52,58,.22);color:#fff}

.legal-band{background:linear-gradient(135deg,var(--ihrm-deep),var(--ihrm-navy));color:#fff;position:relative;overflow:hidden}.legal-band::before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 20% 0,rgba(227,52,58,.25),transparent 25%),radial-gradient(circle at 90% 40%,rgba(215,168,75,.18),transparent 25%)}.legal-grid{position:relative;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center}.legal-grid h2{color:#fff}.legal-grid p{color:rgba(255,255,255,.78);margin:0}

.faq-list{display:grid;gap:12px}.faq-item{border:1px solid var(--ihrm-border);background:#fff;border-radius:18px;box-shadow:0 10px 20px rgba(6,27,78,.06);overflow:hidden}.faq-item summary{cursor:pointer;font-weight:950;color:var(--ihrm-navy);padding:18px 20px;list-style:none;display:flex;justify-content:space-between;gap:18px}.faq-item summary::after{content:"+";font-size:22px;line-height:1;color:var(--ihrm-crimson)}.faq-item[open] summary::after{content:"−"}.faq-item p{padding:0 20px 18px;margin:0}

.site-footer{background:var(--ihrm-deep);color:#fff;padding:70px 0 24px;position:relative;overflow:hidden}.site-footer::before{content:"";position:absolute;right:-140px;bottom:-140px;width:420px;height:420px;border-radius:50%;border:50px solid rgba(255,255,255,.03)}.footer-grid{position:relative;display:grid;grid-template-columns:1.2fr .85fr .95fr;gap:34px}.footer-logo{width:84px;height:84px;object-fit:contain;margin-bottom:14px}.site-footer h2,.site-footer h3{color:#fff;margin-top:0}.site-footer p{color:rgba(255,255,255,.75)}.footer-links{display:grid;gap:8px}.footer-links a,.site-footer a{color:rgba(255,255,255,.82)}.footer-links a:hover,.site-footer a:hover{color:#fff}.footer-bottom{position:relative;border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding-top:20px;display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap;font-size:13px;color:rgba(255,255,255,.72)}
.back-to-top{position:fixed;right:18px;bottom:18px;width:48px;height:48px;border:0;border-radius:16px;background:var(--ihrm-crimson);color:#fff;box-shadow:0 16px 34px rgba(227,52,58,.25);font-weight:1000;cursor:pointer;opacity:0;transform:translateY(14px);pointer-events:none;transition:.2s ease;z-index:999}.back-to-top.show{opacity:1;transform:none;pointer-events:auto}

@media (max-width:1060px){
  .nav{position:fixed;left:16px;right:16px;top:100px;background:#fff;border:1px solid var(--ihrm-border);border-radius:22px;box-shadow:var(--shadow-soft);padding:14px;display:none;flex-direction:column;align-items:stretch}.nav.open{display:flex}.nav a{padding:13px 14px}.menu-toggle{display:block}.header-cta{display:none}.brand{min-width:auto}.hero-grid,.form-layout{grid-template-columns:1fr}.side-card{position:relative;top:auto}.audit-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.form-preview-card{max-width:620px}.hero-grid{padding-top:70px;min-height:auto}}
@media (max-width:720px){
  .container{width:min(100% - 22px,var(--max))}.topbar .container{justify-content:center}.brand span{font-size:14px;max-width:160px}.brand img{width:52px;height:52px}.header-inner{min-height:74px}.nav{top:88px}.hero-grid{padding:58px 0 94px}.hero h1{font-size:40px}.hero p{font-size:16px}.section{padding:62px 0}.field-grid,.field-grid.three,.interest-grid,.legal-grid,.direct-answer-card{grid-template-columns:1fr}.audit-grid{grid-template-columns:1fr}.form-head{grid-template-columns:1fr}.membership-form{padding:18px}fieldset{padding:18px;border-radius:20px}.footer-grid{grid-template-columns:1fr}.footer-bottom{display:block}.button-row,.form-actions{flex-direction:column;align-items:stretch}.btn{width:100%}.hero-badges{align-items:stretch}.hero-badges span{width:100%;text-align:center}.section h2{font-size:32px}}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;transition:none!important;animation:none!important}}